Camera: To easily scan and capture loan related documents including KYC documents. This will also save time by allowing us to auto-fill relevant data or to initiate an audio / video call for KYC purpose.
Storage: KYC and other documents can be securely downloaded and saved to your phone. These documents can be easily uploaded for faster completion of your loan application.
Location: We collect and monitor the information about the location of your device to provide serviceability of your loan application, to reduce risk associated with your loan application. This also helps us to verify the address, make a better decision and expedite your KYC process.
SMS: To read verification codes sent via SMS. Also to read transactional messages to automatically fetch your expenses. We do not read any personal or OTP messages.
Device: Data including but not limited to photos, media, files, hardware model, operating system and version, unique device identifier like IMEI and serial number, user profile information to uniquely identify the device and to ensure that unauthorized devices are not able to act on your behalf to prevent frauds.