Kuhoo Aatmanirbhar
Take responsibility for your education expenses with Kuhoo Atmanirbhar
A revolutionary fully online student loan that offers students the chance to be financially independent while pursuing their studies.
What is Kuhoo Aatmanirbhar?
- Kuhoo Atmanirbhar is a student loan targeted to help students complete their studies without worrying about expenses
- Many middle class families end up sacrificing their future to put their child through engineering or MBA. Our research shows that engineering, MBA and other college students crave financial independence and want to reduce the burden on their parents
- Atmanirbhar is aimed at students pursing B.Tech/B.E and MBA courses
What does the loan cover?
- College and tuition fees
- Living expenses
- Laptop purchase
- Library fees
- Books purchase
- Hostel fees
- Lab fees
- College and education related travel expenses
- Emergency funds – Medical and travel for personal emergency
“Studies say that over 48% of parents with children in premium colleges have been struggling to afford college fees in a post-pandemic world.”
“Studies say that over 48% of parents with children in premium colleges have been struggling to afford college fees in a post-pandemic world.”
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Help your friends take responsibility for their student expenses with Kuhoo Atmanirbhar and win an Amazon voucher worth Rs 3000.
Why Kuhoo Aatmanirbhar?
- We are a student-focused NBFC that does not require co-borrowers.
- Loan amount up to Rs. 5,50,000
- Fully digital process
- Quick sanction and disbursement of loans
- Repayment period of up to 8 years after course
- Collateral free loan
- Applicants without credit history can also apply
“My parents had to take high-interest loans from local loan sharks and relatives for my engineering. I wish Kuhoo Aatmanirbhar existed when I was in college.”
Rajesh Kumar, a working professional in a prominent tech start-up
“My parents had to take high-interest loans from local loan sharks and relatives for my engineering. I wish Kuhoo Atmanirbhar existed when I was in college.”
Rajesh Kumar, a working professional in a prominent tech start-up
Who is Kuhoo?
- Kuhoo is a fully online student loan product founded by industry veterans who enables the realisation of dreams through technology aided-underwriting
- Our superior business processes and technology makes debt accessible to those that need it most
- We make loans accessible to students faster through our superior business processes and technology
How do I apply for
a loan?
- Click here to apply instantly
- For more information, schedule a call with a Kuhooster at +91 9405202222
- Visit www.kuhoo.com/atmanirbhar for more details
- Click here to apply instantly
- For more information, schedule a call with a Kuhooster at +91 9405202222
- Visit www.kuhoo.com/atmanirbhar for more details
FAQs
We have tried to answer some questions that you may have
Why should I choose Kuhoo over the other products in the market?
We are experts in the realm of student loans in India. Our experience allows us to create a reliable product and a hassle-free experience.
Our focus is entirely on students and their financial situation. You are our bread, butter, idly, dosa, poha, etc. and will get our undivided attention.
We offer an entirely student driven product which is independent of both co borrower and collateral.
Apart from tuition fees we offer support for living expenses as well. We offer a complete digital process for faster loan processing.
I have never heard of kuhoo, why should I trust this brand?
We are industry veterans with decades of experience in the world of student finance.
We have systematically identified problems and pain points in the student loan and finance eco-system and are creating niche products for one purpose and one purpose only – to ease the lives of students and to provide them better opportunities.
Also we have been seed funded by a large and reputed private equity fund from Silicon Valley.
Who can apply?
This Product is designed to help Engineering and MBA students who need finance for tuition fee and other education expenses for the last 1-2 years of their course. Thus, 3rd and 4th year Engineering and final year MBA students can apply.
Can 5th year (dual degree) students also apply ?
Yes, students pursuing dual degrees can apply for funding for 4th and 5th year.
What is the maximum loan amount and what is the minimum?
Max:Rs 2,00,00,000
Min: Rs 50,000
Can I choose to opt for only a few of the costs? For example only living expenses or only tuition fees?
Yes, you can opt for only a few of the costs as per your requirement subject to the upper limit.
What is the “Due Date for Repayment”?
The due date is the date by which Kuhoo must receive your loan installment to avoid overdue classification.
Is there a grace period for repayment?
If applicable, a grace period is specified in your loan agreement, allowing a few extra days without penalties. Please check your loan agreement for details.
What happens if I miss my repayment due date?
Missing your due date can result in overdue classification. Overdue accounts are categorized as follows:
– SMA-0: 1-30 days overdue
– SMA-1: 31-60 days overdue
– SMA-2: 61-90 days overdue
– NPA: Over 90 days overdue
Implications: Overdue classification may impact your credit score and lead to potential recovery actions. Staying current on payments is the best way to avoid these consequences.
How does an overdue or SMA/NPA status affect my credit report?
Accounts classified as overdue, SMA, or NPA are reported to Credit Information Companies (CICs) in line with RBI guidelines. This can impact your credit score and affect future loan approvals or terms. Timely payments protect your credit standing.
Is there a cut-off time on the due date for making payments?
Payments must be received by the end of business day on the due date to avoid overdue classification. Payments received after this time may be marked as overdue.
How can I get in touch?
Contact Information for SMA/NPA Queries:
For questions about repayment status, SMA/NPA classification, or overdue accounts, please contact us:
– Email: care@kuhoo.com
– Customer Service Hotline: 9405202222
– Business Hours: Monday – Friday, 10:00 AM – 6:00 PM
For faster assistance, please have your loan number and account information ready when contacting us.
Have more questions?
Click here to read the entire list of FAQs or call us at +91 9405202222 to talk to a Kuhooster
