Broadly, you may be eligible if:

• You are an Indian citizen
  
  
• You have secured admission (or are in the final stages) to an eligible MBA / PGDM programme
  
  
• You meet Kuhoo’s minimum academic and work-experience requirements (where applicable)
  
  
• You have a parent / spouse / guardian / close family member who can act as a co-borrower with stable income and an acceptable credit profile
  
  

You can confirm eligibility quickly through Kuhoo’s digital journey.

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 There is no single cut-off applicable to everyone. We look at:

• Entrance exam scores (CAT, XAT, CMAT, MAT, GMAT, institute-specific tests, etc.)
  
  
• Graduation percentage
  
  
• Work experience and profile (for certain programmes)
  
  
• Reputation of the institute and programme
  
  
• Co-borrower income and credit history
  

A stronger score improves your overall profile but is not the only factor.

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 Yes. A drop year or career shift does not automatically disqualify you. We may ask for a brief explanation and supporting details. If your current admission, overall profile and co-borrower backing are strong, Kuhoo can still consider your application as per policy.

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Academic gaps or backlogs are reviewed case-by-case. We consider:

• Whether backlogs are cleared or under control
  
  
• Reasons for any education or career gap
  
  
• Your current performance and institute ranking
  

With a reasonable explanation and a strong co-borrower profile, you may still qualify.

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